Overview of Atlantic Union Bank
Atlantic Union Bank, with its roots firmly planted in Virginia since 1902, stands as a trusted financial institution offering a wide range of personal and business banking solutions. With over a century of history serving local communities, the bank has earned a reputation for providing honest advice and fair financial solutions. Their more recent merger announcement with Sandy Spring Bank highlights their continued growth and commitment to expanding their services across Virginia and beyond.
Personal Banking Services
Checking and Savings Accounts
Atlantic Union Bank offers various checking and savings account options tailored to meet the diverse needs of its customers. Whether it's the simplicity of a basic checking account or the interest-earning potential of a savings account, customers can find the right product with ease. The bank also provides options such as the Performance Money Market account, which offers tiered interest rates, allowing customers to maximize their savings potential.
Credit Cards
The bank provides a diverse range of credit card options that cater to different spending habits and financial goals. Their cards come with competitive rates, including promotional offers such as 0% introductory APR on purchases and balance transfers, making it easier for customers to manage their finances effectively. With tailored advice from their financial experts, customers can find the right credit card to match their lifestyle.
Lending Solutions
For those in need of financing, Atlantic Union Bank offers personal loans and lines of credit, including Home Equity Lines of Credit. These products offer flexible terms and competitive rates to help customers with big purchases or unexpected expenses. The bank's loan officers are available to guide customers through the lending process, ensuring that they find the most suitable product for their needs.
Digital Banking
Atlantic Union Bank recognizes the importance of convenience in today's fast-paced world, which is why they provide robust online and mobile banking platforms. These digital tools allow customers to manage their finances from anywhere, offering features such as mobile check deposit, account alerts, and online bill pay. This commitment to technology ensures that banking with Atlantic Union Bank is both seamless and secure.
Business Banking Services
Tailored Products for Businesses
Atlantic Union Bank extends its offerings to business owners, providing a range of solutions designed to help them manage their finances more effectively. From business checking and savings accounts to commercial loans and credit lines, the bank has the resources to support businesses of all sizes. Their approach is to provide personalized service and advice, helping businesses achieve their financial goals.
Security and Fraud Prevention
In today's digital age, protecting financial information is critical. Atlantic Union Bank offers products such as Positive Pay and ACH Debit Block, enhancing security for business accounts. These tools help prevent unauthorized transactions, providing peace of mind for business owners. Additionally, the bank's Security and Fraud Center offers resources and advice to help customers stay informed and protected.
Commitment to Community
Atlantic Union Bank is deeply committed to the communities it serves. For over 100 years, they have been involved in community reinvestment, supporting local initiatives, and fostering economic growth. This community focus is a cornerstone of their business philosophy, demonstrating their belief that banking is about more than just money; it's about making a positive impact.
Educational Resources
In addition to their banking services, Atlantic Union Bank offers a wealth of educational resources designed to empower customers with knowledge. From articles on personal finance management to economic outlooks and business strategies, the bank provides valuable insights that help customers make informed financial decisions. This dedication to education underscores their commitment to customer satisfaction and success.
Conclusion
Atlantic Union Bank stands as a comprehensive financial partner for individuals and businesses alike. With a robust portfolio of products and services, a commitment to security, and a focus on community involvement, the bank continues to deliver exceptional value to its customers. Their long-standing history and recent merger with Sandy Spring Bank are testaments to their growth and devotion to service excellence. Whether you're looking for everyday banking solutions or specialized financial advice, Atlantic Union Bank remains a trustworthy and reliable choice.